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About the Author

Anthony A. Saccaro, ChFC, Esq.
Anthony A. Saccaro, ChFC, J.D., Esq., is one of California’s financial leaders as awarded by Forbes magazine in 2013, 2015 and 2019 and has been helping thousands of individuals take control of their finances and prepare for retirement. Born and raised in Los Angeles, Saccaro founded Providence Financial & Insurance Services in 1999 and Anthony Saccaro Law in 2020.

As a holistic financial planner and attorney, Saccaro is first and foremost an educator who knows how to explain the industry jargon in terms that make sense to the average Americans looking to understand the fine print on their statements or get a higher rate of return or protect their nest-eggs. He is passionate about teaching and coaching clients on the universe of investment options in order to help them develop clear income strategies for a secure future.

A frequent guest on Cheddar TV, Yahoo Finance, OAN Network, CNBC, and KCAL9, Anthony also hosts a popular podcast and the Providence Financial Retirement Show which airs every Saturday from 6-7 a.m. PST and every Sunday from 7-8 a.m. PST on KNX AM 1070.

Saccaro is a frequent speaker on estate and financial planning topics and is a board member for Advisors Academy and for Senior Market Advisor, a leading industry publication, as well as a member of the Ed Slott Master Elite IRA Advisor Group.

Naming golf, family travel, and studying the bible as favorite pastimes, Anthony and his wife, Anca, have been married since 2000 and have two children, Aiden and Audria.

About the Author

Anthony A. Saccaro, ChFC, Esq.
Anthony A. Saccaro, ChFC, J.D., Esq., is one of California’s financial leaders as awarded by Forbes magazine in 2013, 2015 and 2019 and has been helping thousands of individuals take control of their finances and prepare for retirement. Born and raised in Los Angeles, Saccaro founded Providence Financial & Insurance Services in 1999 and Anthony Saccaro Law in 2020.

As a holistic financial planner and attorney, Saccaro is first and foremost an educator who knows how to explain the industry jargon in terms that make sense to the average Americans looking to understand the fine print on their statements or get a higher rate of return or protect their nest-eggs. He is passionate about teaching and coaching clients on the universe of investment options in order to help them develop clear income strategies for a secure future.

A frequent guest on Cheddar TV, Yahoo Finance, OAN Network, CNBC, and KCAL9, Anthony also hosts a popular podcast and the Providence Financial Retirement Show which airs every Saturday from 6-7 a.m. PST and every Sunday from 7-8 a.m. PST on KNX AM 1070.

Saccaro is a frequent speaker on estate and financial planning topics and is a board member for Advisors Academy and for Senior Market Advisor, a leading industry publication, as well as a member of the Ed Slott Master Elite IRA Advisor Group.

Naming golf, family travel, and studying the bible as favorite pastimes, Anthony and his wife, Anca, have been married since 2000 and have two children, Aiden and Audria.

Anthony A. Saccaro in the Media

Anthony is featured regularly on the top financial networks including Fox News, NewsmaxTV, and many more.

About The Book

What you don’t know CAN hurt you! Nowhere is this more true than when it comes to planning and saving for retirement. In More Life Than Money, Anthony explains what you might not know — so you can dramatically decrease the odds of running out of money before you run out of life.

More Life Than Money

Frequently Asked Questions About the Book

Who is this book for?

More Life Than Money is intended for individuals approaching or living in retirement who value clarity and practical insight. Written in plain English, it simplifies complex financial concepts and draws on Anthony's decades of experience to highlight the most common mistakes retirees make.

The book also offers thoughtful strategies aimed at helping readers avoid those pitfalls and build dependable income from their portfolios.

Inside the Book
What will I learn from this book?

This book gives you a clearer understanding of how retirement really works. You'll learn about key areas like Social Security claiming strategies, long-term care planning, retirement account distribution strategies, required minimum distribution rules and timing—including how to avoid costly penalties of up to 25%—tax planning strategies including Roth conversion opportunities, and what current stock market trends may be telling us about the future.

It also breaks down the difference between growing your money and living off your money—something many retirees overlook. Throughout the book, Anthony highlights the most common mistakes he's seen over his career and how to avoid them, all explained using real-life examples, stories, and analogies.

Is this book investment advice?
No. This book is an educational resource focused on helping you better understand retirement as a whole—not specific investment advice. Because every individual's situation is unique, it is important to consult with a qualified financial or retirement professional before implementing any strategies discussed.
Is this book suitable for people nearing retirement?
Yes. Anyone within about 10 years of retirement—or already retired—will benefit from the concepts covered. Many of the strategies outlined are available well before retirement and can make a significant difference when implemented early. Waiting until after retirement can limit your options.

More Life Than Money is closely aligned with the core philosophy of Providence Financial and serves as an extension of our overall planning approach. It introduces many of the same concepts we use with clients, including the shift from growth to income, managing risk, and avoiding common retirement pitfalls.

The book provides a solid foundation for understanding how we help clients build sustainable, income-focused retirement plans designed for long-term stability.